Loans for Unemployed

  • No Hidden Charges
  • Simple Online Application Process
  • Multiple Repayment Terms
  • Early Payout on Same Day Basis
  • Personalised Loan Deals

I would like to borrow


Over a period of


No Job? Not an Issue, Get Loans for Unemployed

Job insecurity is never going to let up though the unemployment rate has dropped across the UK. Being out of work is not only emotionally painful but it also threatens your finances. It is paramount you manage carefully to meet all of your expenses, but as we all know things never go the way we planned.

You may come across an unexpected expenditure or other kind of financial emergency when you will be running out of money. Yes, there would be as many options as possible if you had a job to finance your emergency needs, yet there is one option - the loan for the unemployed people from Forever Finances.

Loans for Unemployed People

The Application Procedure:

  •   Step 1

    Apply Online

    Fill out the application form that would hardly take a few minutes and submit it.
  •   Step 2

    Submit the income source

    If your application is approved, you will be asked to submit a source of income like rental income or freelancing etc.
  •   Step 3

    Funds Transfer

    We will evaluate your repayment capacity and then transfer funds to your account.
Unemployed Loan Steps

Before you jump to the application procedure, meet the following eligibility criteria:

  •   You should be at least 21-years-old
  •   Note that you can submit any income proof as a part of assessment on which you rely during unemployment
  •   You should be the resident of the UK
Unemployed Loan Eligibility

How you can get benefit from loans for unemployed in the UK:

  • They help you tide over when you do not have a full-time job.
  • They come with flexible terms.
  • You do not need guarantor and collateral.
  • You can get the loan at your doorstep.
  • These loans carry competitive interest rates.
  • You can use them for any purpose.

Doorstep Loans for Unemployed - Get Personalised Deals

We know getting a loan seems to be problematic when you are unemployed. This is why we provide you with bespoke loan offers. Loans for the unemployed people in the UK not only aims to help you during tough time but also focuses on your smooth financial condition so that you do not fall in a debt web.

Personalised deals mean you will get funds based on your repayment capacity. It gives you a chance to discuss your credit needs and financial condition with one of our agents in a face-to-face meeting. In fact, the agent will clearly explain you what other alternatives will be available to you if your application is not as strong as our benchmarks.

Many borrowers prefer doorstep loans for the unemployed as you can repay your debt at your home comfort. You do not need to submit your bank details because the agent will hand over and collect the funds at your doorstep. You can discuss the repayment date according to your cash inflows.

What Should You Do before Taking out the Loan?

If you are facing financial difficulties due to any reason, you should consider the following factors before applying for a loan.

  • Cut back on your expenses Make a spreadsheet of your incomings and outgoings to know how much money you have got after meeting all expenses and then figure out where you can whittle down.
  • Compare different loan deals Talk to multiple lenders and look at the APR (Annual Percentage Rate). You can use online calculators to estimate how much the loan will set you back. We assure you that Forever Finances provides emergency loans for the unemployed at affordable interest rates.
  • Check your credit report Go through your credit report to know it does not consist of a wrong default. Your credit score may affect the interest rate.

Can You Get the Loan when You Have a Bad Credit?

Bad credit history often makes difficult for the lender whether to approve or turn down the loan application. It raises the doubt against your credibility. We know that financial irresponsibility is not the only reason for multiple defaults and therefore, you can apply for loans for unemployed with bad credit.

Poor credit loans are notorious for unattractive interest rates, but you can rest assured you will get the loan at an affordable interest rate, if you apply here. Your repayment capacity will never be compromised. You will get what you can repay, not what you want to borrow.

Here are some tips to improve your credit rating:

  • You should peruse your credit report periodically.
  • You should pay out all your utility bills on time.
  • Settle your credit card bills within the grace period.

If you are out of work and facing cash shortfalls, do not think too much. Instead, apply for our unemployed loans.