Direct Lenders for Bad Credit

  • Flexible Lending Approach
  • Relaxation with Relevancy
  • No perusal of credit background
  • Guaranteed and Instant Approval

I would like to borrow


Over a period of


Loans for Bad Credit Direct Lenders

Bad credit loans are the result specialised online lending that precisely focus on to the people with poor credit score. The purpose of these loans is to assist people in the struggle to improve bad credit situation. These specialised loans are purposefully designed with customised deals. A large section of the people is having financial stress as they have poor credit rating. Multiple debts and income-outgoing imbalance are among the most notorious and prevalent reasons. In this situation, it was always needed to find a way out that can be a reliable solution.

TWO Major Benefits of Bad Credit Loans:-

  • Provide funds at the time of financial crisis when they fail to qualify for the loan due to less-than-stellar credit performance.
  • Improvement in credit rating with customised rate quote and repayment plans. You can pay the instalments on time with easy-to-pay instalments, and this gives rise in credit rating.
Lenders for Bad Credit Loans

Role of the Direct Lender

Direct lending provides an instant platform to borrow funds with hassle-free 100% online procedure. Forever Finances provides the same and qualifies in every aspect, which you may expect from direct lenders for bad credit people. We are transparent, fair, honest in our strategies and have a genuine concern for you to achieve financial assistance even in the last minute.


The credit score issues are fragile and need to be handled with care. For this, it is necessary to equip the loan products with certain features. Also, they should reflect the healthy practices of online lending.

  • Guaranteed Approval
    The absence of a good credit rating should be compensated with good repayment capacity. If you can prove that, it is even possible to get bad credit loans on guaranteed approval from direct lenders.
  • No Credit Check
    Search footprint on your credit record with an already existing embarrassment of adverse credit record is not good. It degrades your credit rating. This is what makes most of the borrowers feel afraid of the credit check process. Agree? But the bad credit loans have no credit check feature, and you can apply stress-free.
Bad Credit Loan Advantages
  • No Upfront Fee
    There is no upfront fee. Some lenders may take this, but they may not be doing good. The purpose of such flexible funding should be for honest assistance to people in the frustrating struggle with poor credit.
  • No Obligation Loan Quote
    You can apply and get funds without any collateral and guarantor. The bad credit loans are basically tools to revive the ruined finances due to less than perfect credit rating. The loan amount is small, which does not need the backing of security or second applicant. Search online for the loans for bad credit with no guarantor and no fees by direct lender. Unsecured loan options are also available.
  • No Prepayment Fee
    As the loans have short-term tenure, it is possible to pay them off all at once. Prepayment fee can be a big hurdle in that, but bad credit loans have no prepayment fee, and you can get rid of debt anytime you want.

The application procedure includes no paperwork, filing or faxing. We are a next-generation online lender that should have the speedy feature in all of its long term or short term loan products.

Why is Forever Finances Different from other direct lenders?

This is not a comparison but just an effort to show the other side of the coin to unfold something unusual.

  • Personalised approach - We consider every borrower individually. Our approach is rational, and we understand that every person has a different financial situation. Every loan that we offer is subject to personalised pricing.
  • More relaxation in rate quote if the bad credit rating is inconsistent - If your bad credit rating is inconsistent, then you are surely eligible to expect almost desired relaxation in rates. We never leave any chance to be flexible with you.
  • Attention to very bad credit people - Yes, this may sound odd, but we also consider very bad credit scorers with our category of very bad credit loans. The rule of repaying capacity is the same, and we try to keep the loan obligation quote in your favour as much as possible. You can find us online easily for the very bad credit loans with no guarantor and no broker.
  • Consider unemployed too - We are focusing on what we want and in the case of bad credit loans, repayment capacity is important for us. If you can prove that, then it is possible to get funds despite not only bad credit but also unemployment.
  • Flexible repayment plans - Your concern is our concern, and we know the repayment plans demand the maximum flexibility on the borrower’s end. Do not worry, with us; this concern never remains unattended. You never find the instalments hefty as our aim is to facilitate timely repayment to let you improve credit rating. Another way to find us in the online loan market is to search for the direct lenders for poor credit installment loans. You can easily find us.

The end of the world is not in the existence of a problem but in the attitude to surrender. We are here to give you effective solutions to throw the bad credit rating out of your life. Don’t wait, just apply now...

Direct Lenders for Bad Credit FAQs

  • How Much Money Can ForeverFinances Lend for Poor Credit People?

    We primarily lend people irrespective of their earning capacity and credit score status. For the people with bad credit, we have some specialized loan offers where the borrowing amount can be stretched from £1000 to £10000. The final decision will take place only after analyzing the borrowers’ income capacity.

  • How Long the Fund Disbursal Takes Place?

    Within only a few minutes, the borrowed amount comes into your bank account. As soon as you submit your loan application to our online queue, our loan experts instantly start working on it and release the amount if everything is fine.

    It can only be rare chances that the fund disbursal delayed, but most of the time, it comes within 15-20 minutes.

  • Is there any penalty for the delay or non-payment of the loan?

    ForeverFinances practices a flexible lending approach, and thus, we give a small buffer period to make the repayments. Such a facility is applicable for those who have been maintaining the repayments well but now struggling to do so.

    For the non-payment, some charges will be levied, but only after discussing everything with the borrowers.